Voluntary Simplicity is making
decisions about how and what to invest your time and money on. It
will look different for each one who practices it based on what they
value. It is the opposite of the keeping up with the Jones' attitude
or the bigger is a better way of life. It is slowing down and
figuring out what are the most important things to you; then finding
a way to make that your way of life.
This is a way of looking at life, not
living it. It is certainly not one size fits all, but for us:
We most certainly could have credit
card debt and we could have bought a bigger house because we
qualified for quite a bit bigger loan than we took. We could drive to
a car dealer and leave with a brand new car and a brand new debt
today, so why don't we? Why do we live with no credit cards, not even
an “emergency” one? Why did we purchase an older 1500 square foot
house? Why older paid off vehicles?
Quite simply, if you have an emergency
fund there is no need for a credit card. The mortgage on our older
home is less than we were paying for rent and the smaller home is
plenty big enough, yet small enough that we interact throughout our
day. We have no debt on our older cars and being that they are paid
off insurance is lower, which allows us to save for a replacement
when needed.
Living this way allows me to be home
with the kids and homeschool them. It allows us to spend copious
amounts of time together instead of being scattered about. It allows
us to save for the future. It allows us time and resources to give
back to the community and to develop real friendships.
Marie-Anne and Frank
Marie-Anne and Frank
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